The following states require the same type of coverage as the others: Arizona, Alaska, California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Indiana, Iowa, Kansas, Maine, Maryland, Massachusetts, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin.
The rest of the states have different laws on the books.
Read the full list.
The Affordable Care Act, or Obamacare, is a key part of President Donald Trump’s agenda to overhaul the U.S. health care system.
In July, the Supreme Court upheld the constitutionality of the individual mandate that requires most Americans to have health insurance or pay a penalty.
While it is still unclear what effect the mandate will have on workers in those states, the decision could have broader implications for employers.
Some companies, including major financial services companies, have said they may have to close and lay off workers if their employees do not receive insurance.
Others, like insurance companies and pharmaceutical companies, say the mandate should be left in place, even if they have to cut their payrolls.
In 2018, the ACA expanded Medicaid to more than 200 million Americans.
The law includes a provision that would let states pay for employees’ health care and coverage through state-based health savings accounts.
Employees who lose their jobs and are uninsured could qualify for tax credits that could allow them to continue receiving benefits.
A new report from Avalere Health found that while there was an uptick in the number of employers choosing to offer insurance to their employees, it was not a trend that has picked up since the law’s implementation.
A separate study by Avalere showed that there were no significant changes in the share of companies that offered health insurance coverage to workers in 2018, which could lead some people to question whether the mandate is an effective tool to help them find jobs.
Avalere found that fewer than 3% of employers offered health coverage in 2018.
That number dropped to 1.4% in 2019, but it was still more than three times the national average of 0.7%.
A separate Avalere analysis of data from the Bureau of Labor Statistics found that more than two-thirds of employers with 50 or more employees offered health care coverage.
In the same year, less than one-third of the large firms surveyed provided coverage to their workers.
Some employers are looking to offer additional benefits that are not available to their full-time employees.
Some of those companies are also considering ways to limit how many hours workers can work, as well as offering flexible working hours, which would allow workers to work a limited number of hours in the week.
Some workers are not able to join the union and thus are not eligible for benefits.
Avalore found that in the first half of 2019, the largest share of workers who received paid sick leave (25%) and maternity leave (14%) were covered by employers.
The remaining 2% of workers had access to health insurance through their job.
The largest share, 23%, of employees who were eligible for paid sick days were not eligible.
Some states are offering financial incentives to help employees buy insurance.
These incentives are usually designed to help the company that provides the insurance sign up more people.
Some have also created state-specific programs to help employers enroll workers in insurance.
Some state and local governments are also offering financial aid to encourage employees to buy coverage.
For example, New Orleans recently launched an incentive program for businesses that provide insurance to full- and part-time workers.
The program is designed to give up to $10,000 per employee to help offset the cost of health insurance for their employees.
The city also has a tax credit program that allows businesses to deduct up to 50% of health care costs for their workers up to a certain amount.
Read our coverage of state and federal tax credits to help with health insurance costs.